Level Funding

small business people

Spend less on health insurance.
And get more out of life.

Our Level Funding group product is a self-funded option for employers with 10-100 employees. Level Funding works differently than traditional self funded plans. Features include:

Savings of up to 20% for some groups
Opportunity for refund credit at end of plan year
Predictable monthly payments
A selection of plans to choose from
Stop-loss coverage
Professional service for claims and payments
Broad, statewide provider network

Review Plan Options

Big Savings Aren't Just for Big Companies

Level funding plans offer relief for employers with 10 or more healthy plan participants.

How it Works

You pay a monthly fee, which is made up of:

A maximum claims amount, based on the health of your employees
An administration fee that covers the cost of claims payment, care management and broker commission
A stop loss premium covering the cost of insurance on higher-than-expected claims

If you renew your policy at the end of the plan year, and your claims were less than what you funded, you are refunded 50% of the difference. If your paid claims were higher than what was funded, you owe nothing more.

Benefits administered by QCA Health Plan, Inc.
Stop-loss underwritten by QualChoice Life and Health Insurance Company